Installment Payment Plan

The university offers payment plans to assist students and their families in making payments over time for fall and spring semesters. Payment plans are not available for winter and summer semesters.

Open University students are not eligible.

Special Session students (excluding SJSU Online) can email student-finance-specialists@sjsu.edu to request a payment plan.

Are You Enrolled in the Current Semester?

Use the Enrolled Student Installment Payment Plan (Enrolled IPP) in MySJSU.

Either plan has a $35 IPP enrollment fee.

You can sign up for both plans if you need. The number of installments depends on the date you enroll in the plan. Enroll in an IPP before making your first payment.

Not Enrolled?

If you have a past-due unpaid balance, use the Non-Enrolled Student Installment Payment Plan (Non-Enrolled IPP) in MySJSU. Enrolling will prevent your account from being sent to a collection agency, but it will not remove any existing registration or diploma holds.

Qualification Requirements:

  • Cannot be enrolled in current or upcoming terms
  • $35 one-time setup fee
  • Must sign a Terms and Conditions Agreement
  • Minimum balance requirements:
    • 3-month plan: $350.00
    • 6-month plan: $1,000.00
    • 9-month plan: $2,000.00
    • 12-month plan: $3,000.00

If you are interested, e-mail student-finance-specialists@sjsu.edu to begin the process. When your plan is activated, you can log in to your payment account to make payments online via credit card or ACH (direct debit from your bank account) and set up recurring payments. Other payment methods, including in-person, drop box, or mail, are available. Review our Methods of Payment page for more information.

Payment Plan Details

The initial payment includes fees that must be paid by your payment due date and are not included in the installments.

Initial payment fees:

  • campus mandatory fees
  • optional SIRF fee
  • First Day Solutions charges (e-books)
  • miscellaneous class fees

You must have a minimum of $1,000 in eligible charges to qualify for the payment plan. Eligible charges include:

  • tuition fees
  • non-California resident tuition fees
  • graduate business professional program fees.

When you enroll in an IPP, all eligible charges are divided into installments. If new charges post after any installment payments have been made, the new charges will be spread out over the rest of the installments.

If you add or drop a class and your full-time or part-time status changes, it will affect your account. Check your MySJSU account after any charges to see the updated installment balances and due dates.

Payment Due Dates 

On-time payments are part of the IPP terms and agreement. If you fail to pay on time, SJSU may place a past-due hold, preventing you from enrolling in future classes and receiving a diploma. 

It is your responsibility to drop all classes prior to the first day of the term in order not to owe a debt to SJSU. Refunds follow the rules on the Refunds information page.

Confirming your payment due date

  1. Log into your MySJSU to view your student center portal
  2. Scroll down to the Finances section
  3. Click on View Due Date

Sample Payment Plans

Four-month payment plan

Plan for a full-time undergraduate student registering between October 28, 2025 through January 12, 2026:

  • $1,198 Down payment due January 15 consists of:
    • Campus mandatory fees
    • Optional SIRF fee
    • Applicable miscellaneous fees
  • $1,090 Installment 1 due February 15 consists of:
    • one-third tuition fees
    • IPP enrollment fee
    • Non-California resident tuition fees if applicable
  • $1,075 Installment 2 due March 18
    • one-third tuition fees
    • Non-California resident tuition fees if applicable
  • $1,075 Installment 3 due April 15
    • one-third tuition fees
    • Non-California resident tuition fees if applicable

Three-month payment plan

Plan for a full-time undergraduate student registering between January 13, 2026 through February 12, 2026:

  • $2,308 Down payment due February 15 consists of:
    • Campus mandatory fees
    • one-third tuition fees
    • IPP enrollment fee
    • Non-California resident tuition fees if applicable
    • Optional SIRF fee
    • Applicable miscellaneous fees
  • $1,075 Installment 2 due March 18
    • one-third tuition fees
    • Non-California resident tuition fees if applicable
  • $1,075 Installment 3 due April 15
    • one-third tuition fees
    • Non-California resident tuition fees if applicable

Housing Payment Plan Details

Eligible charges will be divided into three or four payments depending on when you enroll in the plan. Your total balance will be divided equally between the installments. If charges placed in the plan are reversed or reduced, your installment payment will also be automatically reduced. If you incur eligible charges in the future, they will be added to this installment schedule automatically.

Housing Payment Due Dates 

  • First installment due date:  Jan 15
  • Second installment due date: Feb 15
  • Third installment due date:  Mar 18
  • Fourth installment due date:  Apr 15